Our innovative approach enables us to lower the total cost of credit substantially while easing credit application process.
We provide bespoke stock financing solution to micro, small and medium enterprises in different sectors, ranging from farmers, traders, hospitality, artisanal activities among others.
Our Approach
This being a working capital solution, our facilities are tailor made to suit the mode of operation and the cash flow of the business. Our main touch points are the suppliers; we have an array of well vetted suppliers. Our credit products include the following;
Our credit products include the following
- Stock Financing – A financial solution designed to support MSMEs, including smallholder farmers, to purchase inventory and farm inputs directly from approved suppliers without upfront cash payments. Funds will be disbursed directly to suppliers, ensuring stock availability while reducing financial strain on businesses.
- Salary Advance – A short-term financial solution that allows salaried individual to access a portion of their earned salary before payday enhancing financial security, serving as a safety net for unexpected expenses.
- Payroll Discounting – A structured credit facility for businesses that need short-term liquidity to cover payroll expenses with repayments aligned with business cash flows to minimize financial disruptions.