Our innovative approach significantly reduces the total cost of credit and simplifies the application process by offering bespoke financing solutions tailored to low-income earners and micro, small, and medium enterprises across diverse sectors such as smallholder farming, trade, hospitality, and artisanal activities.
Each facility is customised to align with the unique cash flow and operational model of the business.
Our financing solutions include the following:
A short-term financial solution that allows a salaried individual to access a portion of their earned salary before payday, enhancing financial security, serving as a safety net for unexpected expenses.
A structured credit facility for businesses that need short-term liquidity to cover payroll expenses with repayments aligned with business cash flows to minimise financial disruptions
Our Business Working Capital Solution is a value chain financing model tailored for MSMEs, including smallholder farmers, traders, and producers. This solution enables businesses to access working capital to purchase inventory and essential inputs directly from approved suppliers—without the need for upfront cash
